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Terms And Conditions

  1. 1. Customers can join the scheme any day of the year. No money will be given. Only you can purchase gold or silver items. 5 GMS Silver coin will be given only to first 100 members on joining the scheme for first time.
  2. 2. Existing members can enroll in multiple schemes.
  3. 3. KYC (Know Your Customer) verification is mandatory for membership.
  4. 4. Making charges will be varied from 9-15 % based on the product. You can select the products from our catalogue - by clicking on any of the banners. Any own customization, other than our website products will be charged accordingly. Fixed 10% wastage on Gold Coins.
  5. 5. Payments can be made in online and offline mode.
  6. 6. 11 th month instalment will be paid by our company and jewellery selections must be closed by 11th month itself. Delay in selection results in delay of delivery. Jewels /item will be delivered with in 15-20 days and gold /silver price lock/freeze will be done on your last payment date(11th month payment date). No cash will be given at any cost. It's only a saving scheme to purchase gold or silver items from only our company ssskrafts Pvt Ltd or our home branch Srinivasa jewellery shop at Rangapuram, Kurnool Andhra Pradesh.
  7. 7. We provide generally 92.5 silver products and gold products at 916 Hallmark. We are ready to give the quality as per customization.
  8. 8. Referral will be credited with 3% bonus on the type of scheme that the customer they join. Eg: If customer joins in 5000rs scheme, referral will be paid rs 150.
  9. 9. Late payments will postpone the redemption date. The plan will be closed, if the payment is not received continuously for 4 months. No benefits will be provided and you can buy any product from our app or website with the amount available. Strictly no bonus n benefits will be provided. No Advance payment can be received, only current month payment can be done.
  10. 10. Rewards and discounts are forfeited if the scheme is discontinued early.
  11. 11. The redemption date is within 30 days after the last successful date installment.
  12. 12. Gold scheme and Silver scheme starts from ₹1000 and multiples
  13. 13. The scheme cannot be combined with other company schemes.Gold bar order will be accepted on 10 grms above only.
  14. 14. Management reserves the right to accept or reject any application without explanation and also can change the schemes rules according to the market risk
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